Know your
real returns.
Upload your CAMS statement. See XIRR, benchmark alpha, asset allocation, health checks, and exit load analysis — instantly.
Upload your CAS PDF
Password-protected file from CAMS or MFCentral
We parse & crunch
Transactions matched to AMFI NAV data in real-time
See your full dashboard
Performance, health checks, exit loads — fund by fund
01 — Portfolio summary
Your money,
at a glance
Total portfolio value, net investment, profit/loss, and true annualised returns (XIRR) — computed from every single transaction in your CAS.
Period shown on each card so you know exactly what timeframe you're looking at.
Portfolio value
₹1.24 Cr
Net invested
₹86.4 L
Profit / Loss
₹37.6 L
over 6.2 years
XIRR
14.2%
annualised, 6.2 years
02 — Asset allocation
Where your
money sits
Doughnut breakdown across Equity, Debt, Commodities, and Hybrids — with XIRR per category. Sub-category drill-down included.
03 — Benchmark & alpha
Are you actually
beating the market?
Every fund compared against its category benchmark (9 TRI indices). See alpha at fund level — which picks are earning their keep and which are dragging you down.
"What if" scenarios: what if you'd put everything in Nifty 50, Nifty 500, or Gold?
Fund alpha vs benchmark
04 — Year-on-year returns
How each
FY played out
Financial year returns (Apr–Mar) plotted alongside Nifty 50, Nifty 100, and Nifty 500. Full years use XIRR; partial years show absolute returns for a fair comparison.
Up to 10 financial years of history. Best/worst FY highlighted.
FY returns vs benchmarks
05 — Portfolio health check
Issues that
need your attention
Automated checks for missing nominees, regular-plan commission leakage, SIP gaps, fund overlaps, dormant folios, and more — prioritized by severity.
Missing nominee declaration
3 of 12 active funds have no nominee. SEBI mandates this.
Regular plan commission leakage
5 funds paying ~₹12,400/yr in hidden commissions.
Stopped SIPs detected
2 SIPs appear inactive. Review if intentional.
06 — Exit load analysis
What's locked,
and until when
Exit load rules are extracted directly from your CAS PDF. We replay every purchase on a FIFO basis to show exactly which funds have units still under lock-in, the value at risk, and the date they become free.
Locked value
₹18.4 L
Funds locked
7
Portfolio
14.8%
| Fund | Locked | Free on |
|---|---|---|
| Axis Global Innov... | ₹8.2 L | 18 Sep 2026 |
| HDFC Focused... | ₹5.1 L | 03 Jan 2027 |
| SBI Small Cap... | ₹3.4 L | 12 Nov 2026 |
07 — SIPs & nominee tracking
Your SIPs and
nominee coverage
Active vs stopped SIP breakdown with monthly amounts and gap detection. Nominee coverage with a chart showing how much value each nominee covers — and how much is "at risk" without one.
Auto investments
Nominee coverage
08 — Fund-by-fund detail
Every fund,
every metric
Complete table with each fund's value, net flow, XIRR, benchmark XIRR, and alpha. Sorted by value. Numbers in Crores and Lacs for easy reading.
Organized across three tabs: Performance, Yearly, and Health Checkup.
| Fund | Value | XIRR | Alpha |
|---|---|---|---|
| HDFC Mid-Cap Opp... | 22.4 L | 18.6% | +4.2% |
| Axis Global Innov... | 20.1 L | 15.1% | +2.8% |
| SBI Nifty 50 Index... | 14.8 L | 12.2% | — |
| ICICI Pru Value Dis... | 8.3 L | 9.4% | -1.4% |
Zero data retention
Your PDF is parsed in memory and discarded immediately. No accounts, no tracking, no database storage. We never see your password.
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